Production Underwriter – Excess & Surplus Lines
Location: In-Office with some hybrid flexibility
Employment Type: Full-Time
Experience Required: 5+ Years E&S Underwriting (GL, Excess, Property, Inland Marine – Construction Focus)
About the Role
We are seeking a highly skilled and detail-oriented Production Underwriter with strong Excess & Surplus Lines experience to support the growth and development of our nationwide construction-focused commercial insurance programs. This role is ideal for an underwriting professional who thrives in a fast-paced environment, enjoys building systems and rating logic from the ground up, and excels in broker-facing negotiations.
Key Responsibilities
• Underwrite and price General Liability, Excess Liability, Property, and Inland Marine risks within the construction industry across all U.S. states.
• Analyze submissions, evaluate exposures, determine risk acceptability, and set appropriate terms, conditions, and pricing.
• Develop and refine rating logic, rating tools, and underwriting guidelines to support program launches and ongoing enhancements.
• Collaborate with internal stakeholders on system programming, ensuring rating and underwriting criteria are aligned with operational workflows.
• Build strong relationships with wholesale brokers and agents; negotiate terms for new business and renewals.
• Manage a robust pipeline of submissions while maintaining exceptional accuracy and turnaround times.
• Monitor the profitability of the book of business and recommend adjustments to underwriting strategy as needed.
• Maintain strong documentation, workflow organization, and adherence to compliance requirements.
• Utilize Microsoft Excel extensively for rating, analysis, and program development (VLOOKUP, XLOOKUP, pivot tables, formulas, error-checking, etc.).
Required Qualifications
• Minimum 5 years of underwriting experience in Commercial General Liability, Excess, Property, and Inland Marine, specifically in the construction sector.
• Strong knowledge of Excess & Surplus Lines underwriting practices and marketplace dynamics.
• Demonstrated ability to assess risk, determine competitive pricing, and negotiate terms effectively.
• Advanced proficiency in Excel and comfort working with rating tools and system logic.
• Experience contributing to or building insurance programs, including rating methodology and system setup.
• Excellent written and verbal communication skills.
• Strong organizational skills, attention to detail, and ability to manage multiple priorities simultaneously.
Preferred Qualifications
• Experience working for a Program Administrator, MGA/MGU, or wholesale broker.
• Knowledge of ISO forms, class codes, and industry rating principles.
• Familiarity with construction trades including fire suppression, alarm contractors, general contractors, excavation contractors and artisan trades.